Where there is smoke....There is hope

Last year, just weeks before Christmas, our home caught fire. Giant fire. Nothing we did or anyone else caused this. No act of God. No arson or silly mistake. It just was. The loss was nothing like any other loss I have ever experienced. Death, even the most tragic of incidents I have experienced, are a part of life. Everyone dies, even when you are not ready for it or it makes no sense. You can't always prepare, but deep down you know it is coming for us all. Hurricanes? I am a master of prepping for these. Grab what you can. Protect the rest the best you can. Get out and wait. I have never lost more than pieces and parts of my home to these so maybe the full weight of their power and devastation are lost on me. You can prepare away, but deep down you know that the chances of a catastrophic direct hit are not that great when you weigh out the odds over all hurricanes we might see. I am not trying to make light of these and other catastrophes at all. I am guessing what...